Common Questions

These are some of the most common questions we receive about enrolling in PHI Direct or being a PHI Direct member.

• What’s covered with a PHI Direct policy?
• What is not covered with a PHI Direct policy?
• Does PHI Direct cover dental?
• Do you cover exam fees?
• Where can I read the sample policy?
• Which veterinarians use PHI Direct? Can I go to any vet?