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PHI Direct Help Center
Rates & Payments

Signing Up for PHI Direct
Common Questions
- Wellness Exam
Your Policy
- Location Change
- Deductible
Claims
Rates & Payments
New-Condition Coverage
Technology and Support
Renewal

Can I pay my premium at an annual rate instead of monthly?

PHI Direct does not offer the option to pay your pet’s premium at an annual rate.

No, with PHI Direct we only offer monthly premium payments.

PHI Direct Help Center | © 2025 All rights reserved. PHI Direct Pet Health Insurance policies are underwritten by Accelerant Insurance Company of Canada (formerly Omega General Insurance Company) or GPIC Insurance Company, and are sold and distributed by Canada Pet Health Insurance Services, Inc. dba PHI Direct, 309-1277 Lynn Valley Road, North Vancouver, BC, V7J 0A2. PHI Direct is available in all provinces and territories, excluding Quebec. PHI Direct, the PHI Direct Design, "Fluff-free Pet Health Insurance" and related words and slogans are trademarks used under license. To verify your underwriter, please consult the declaration page of your policy or contact us at 1.855.600.7072.

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